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Compare e-bike financing with Affirm and Shop Pay Installments, review provider terms and payment examples, and get order support before checkout.
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Compare official Affirm and Shop Pay Installments information before checkout. Review payment examples, eligibility guidance, provider terms, and order support.
Before checkout
Review each option separately, then check the final terms shown for your order before you confirm.
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments.
Already have an order?
Use Affirm or Shop for payment-plan details. Contact Ariel Rider for order, delivery, return, or refund help.
Check your order or financing confirmation for the provider name. If it names Affirm, open Affirm. If it names Shop Pay Installments, view your schedule in Shop and contact Affirm for plan or payment help. Contact Ariel Rider for order, delivery, return, or refund help.
Contact Ariel Rider about my orderQuick answers
Ariel Rider serves customers in the United States only. These answers use current U.S. guidance from Shopify and Shop.
When you choose Shop Pay at checkout, you can split your purchase into flexible installment payments. Shop shows the plans and terms available for that order before you confirm.
Shop says eligible U.S. customers can use supported debit cards. Supported credit cards are accepted only for four biweekly payments. Monthly plans require a debit card. Capital One and Chase credit cards and prepaid cards are not accepted.
Affirm reviews each Shop Pay Installments application and makes the final decision for each purchase attempt. Shop says it cannot access application or account information.
Shop's Help Center states that Shop Pay Installments does not charge late fees. Late payments might affect future eligibility, so contact Affirm for payment or plan help.
Ariel Rider applies its return policy. Shop says you must keep making payments that are due while a refund is pending. After the refund is processed, Shop Pay Installments automatically updates the remaining balance and payments. Any excess is returned to the original payment method.
Payment estimate
Provider-generated messages use the listed model price. Review the final offer shown at checkout before you confirm.
Example model
$2,799.00
Private-property/off-road model. Use only where permitted.
Just select
at checkout
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506.
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506.
With Affirm, split purchases into 4 interest-free payments every two weeks or longer-term monthly payments
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into 4 interest-free payments, or select a monthly installment plan over a time period that works best for you.
at checkout
For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Pick the plan that fits your budget. You'll never pay late or hidden fees.
Make payments at affirm.com or in the Affirm app. You’ll also get reminders by text and email.
Buy with confidence
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506.
Shop Pay Installments
Split your purchase into flexible payments.
Rates from 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm availability and eligibility may vary. Restrictions apply. See affirm.com/terms#use. For licenses and disclosures, including information for New Mexico residents, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Affirm, Inc., NMLS ID 1883087. Affirm Loan Services, LLC, NMLS ID 1479506.
Get a real-time decision on your eligibility.
Split your purchase into easy bi-weekly or monthly payments.
Shop's Help Center says Shop Pay Installments does not charge late fees.
How it works
Shop says the first payment is due at checkout. Later payments are automatically charged based on the schedule chosen at checkout, and Shop sends a reminder before each payment.
See estimated payments on a current model.
Official Affirm answers
These answers use Affirm’s current Adaptive Checkout landing-page template.
Yes! There’s no penalty for paying early.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Yes, you can return an item you bought with Affirm by initiating the return process with the store.
No, your credit won't be affected when you create an Affirm account or check your eligibility (including checking your pre qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
You can visit their website at affirm.com.
Delivery timing
The payment schedule and the delivery schedule are separate. Review both before ordering.
Before ordering: check the current delivery estimate on the product page, then review the payment schedule at checkout.
Official guidance
Payment options and terms can change. Use these links for current guidance from Affirm, Shopify, and Shop.
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Browse current models and review available payment options during checkout.
