When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to split your purchase into monthly payments
Pay at your own pace starting at 0% APR
Choose 3, 6, or 12 monthly payments
For example, a $1,000 purchase might cost $84/mo over 12 months at 0% APR.
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front.
3. Pay over time
Make payments at affirm.com or in the Affirm app.You’ll get email and text reminders
Buying with Affirm is simple
Rates from 0% APR or 10–36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s customer Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com.
Introducing a better way to pay
We're excited to let you know that Shop Pay gives you more ways to buy now and pay later. There are no late or hidden fees, and you'll never pay more than you agreed to up front. You can check your balance in the Shop app any time.
1. Check out with Shop Pay.
Fill your cart and check out with Shop Pay.
2. Pick the payment plan that works for you.
Choose 4 interest-free payments or monthly installments.
3. Get what you want and pay over time.
You’ll be prompted to make the rest of your payments.
Rates from 0-36% APR. Payment options through Shop Pay Installments are subject to eligibility and are provided by Affirm's lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. More options may be available upon approval. State notices to consumers: affirm.com/licenses.